Direct deposit of your income tax refund

Direct deposit is the easiest, fastest way to get your refund. Combine e-file with direct deposit to:

• receive your refund faster
• reduce trips to the bank
• get peace of mind—no lost or undeliverable checks

Set up direct deposit (see sample check below)

• Enter your bank's nine-digit routing number on the return you're filing. You can find your checking account routing number on a check. Your bank can provide your savings account routing number. If you use an online banking application, you should find the information you need in your mobile banking app.
• Enter your bank account number on the return you're filing (up to 17 characters). Don't include your check number.
• Your savings account number is available on your pre-printed deposit slips, your passbook, or other bank records.

Notifications

See Get ready to file your income tax return and Check your refund status online 24/7.

Sample check

Issues with direct deposit?

If you chose to receive your refund by direct deposit and:

• it’s been more than 15 days since your direct deposit issue date and you haven’t received it yet, see Direct deposit troubleshooting tips.
• you have changed banks, closed your bank account, or originally submitted incorrect ACH information, we will not be able to deposit your refund; instead, we will issue your refund as a check.